NEXA Lending Programs
30+ Loan Programs
With access to 270+ lenders through NEXA Lending, LLC, I offer more loan programs than any traditional bank. There's a solution for every situation.
Conforming / Conventional
Standard loans meeting Fannie Mae/Freddie Mac guidelines. Great rates for qualified borrowers.
FHA
Federal Housing Administration loans with as little as 3.5% down. Perfect for first-time buyers.
VA
Zero down payment loans for veterans, active duty, and surviving spouses. No PMI required.
USDA
100% financing for eligible rural and suburban properties. Income limits apply.
No FICO Score
Alternative credit programs for borrowers without traditional credit history.
DPA (Down Payment Assistance)
Programs to help cover your down payment and closing costs.
203K Renovation
Finance the purchase and renovation of a home in a single loan.
Jumbo & Jumbo VA
Financing for high-value properties exceeding conforming loan limits.
High Balance
Loans for high-cost areas that exceed standard conforming limits.
Second Mortgage / HELOC
Tap into your home equity for renovations, debt consolidation, or other needs.
ARMs (Adjustable Rate)
Lower initial rates with adjustments over time. Great for short-term ownership.
40-Year Terms
Extended loan terms for lower monthly payments.
Interest Only (I/O)
Pay only interest for an initial period, then transition to full payments.
All In One
Combine your mortgage and banking into one powerful financial tool.
BK & FC (Bankruptcy & Foreclosure)
Programs for borrowers recovering from bankruptcy or foreclosure.
Manufactured Home
Financing for manufactured and modular homes on permanent foundations.
Mobile Home
Loan options for mobile homes in approved communities.
First-Time Home Buyers
Specialized programs with education, assistance, and favorable terms.
Investor Loans
Financing solutions designed specifically for real estate investors.
Non-Warrantable Condo
Loans for condominiums that don't meet standard agency guidelines.
Foreign National
Financing for non-U.S. citizens purchasing or investing in U.S. real estate.
ITIN Loans
Loans for borrowers using an Individual Taxpayer Identification Number.
Renovation Loans
Finance home improvements and upgrades with your mortgage.
Reverse Mortgage
For homeowners 62+, convert home equity into tax-free income.
Hard Money
Short-term, asset-based financing for investors and fix-and-flip projects.
Fix & Flip
Short-term financing specifically designed for property renovation and resale.
DSCR (Debt Service Coverage Ratio)
Investor loans based on property income, not personal income.
Commercial
Financing for commercial properties, mixed-use, and business real estate.
Bridge Loans
Short-term financing to bridge the gap between buying and selling.
& Many More!
Contact Jessica to discuss your unique scenario — we have a solution.
Not Sure Which Program Is Right for You?
Every situation is unique. Let Jessica review your scenario and match you with the best loan program for your goals.
Get a Free Consultation